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I am thinking of letting go off my current car and go with a lease on a new 325xi (or maybe I'll wait for the 328xi to come out).
I have a good history with my credit, but not a very long one (got first credit card April 2005), but I can definitely handle the payments, but I don't know how much haggling there is when negotiating a lease.
Do I have to pay state tax on the whole car? Or do I just add tax to each monthly payment?
I am planning to buy the car at the end of the lease (I should be able to do it by then), so I will have to fight hard to negotiate the residual value of the car at the end of the lease.
Please share with me any wisdom you may have in this respect.
I need to be well-informed.
For those of you who are anti-lease: I used to be one of you, but the way I see it, this way I can get rid of my current car (and all its problems) now, and get a new car (instead of another used car with its own problems) with full factory warranty. At the end of the lease, I should be able to handle the payments on the buyout (with my masters degree, I should be making about twice as much then as I do now), plus I will be getting a car I have known from birth. That is my reasoning.
well, i know if there is a promotion that is out in the paper or something, thers absolutely no haggling with that, b/c that comes directly from the manufacturer and thats the best they can do, lets say the car says auto tranny, for like 400/m, u say i wanna manual, they will raise the price, b/c once you ask for something that wasnt the promotion, they totally ignore the promotion and act just like you walked in and tried to lease a car. now, if you ARE just gonna walk in and say i wanna lease this, then there is a little bit of negotiation with that, however not nearly as much as there is when you are buying
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Quote:
Originally Posted by c1apton
I keep forgetting that - I have a great memory but it doesn't last long
if you have terrible or no credit, then probably a lot, however if your in the range of good credit, then it probably wont matter much, it all depends on ur credit score
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Quote:
Originally Posted by c1apton
I keep forgetting that - I have a great memory but it doesn't last long
Your Ride: 1991 318is (e30 m42), 2007 Mazdaspeed 3
Credit is made up of more then just Credit Card history, it takes into account your other bills (housing, rent, utilities and other factors) If you are concerned you could always get a free credit score from many sites. Some state laws allow for 1 free credit check a year.
07-31-2006, 03:34 PM
I keep forgetting that - I have a great memory but it doesn't last long
