And so the drama begins! - United Bimmer Community

**CAPiTUL** · 05-30-2006, 03:21 PM

That fukkers cheap *** insurance won't pay for a rental car upfront. I will have to be reimbursed the cost! Also, after a full day of hustling, I still haven't gotten a claim number or an adjuster. They won't file the claim until they speak with their client, citing that the police report "may not be accurate." Now, if I go through Geico, I have the $500 deductable, which I may or may not get back (depends on the other insurance company). I am sooooooooooooooooooooooooooooooooooooooooooooo fukking pissed!!! I should call a lawyer to file suit against the business. But, that would cost me money, too, damn it!

Oh yeah - ps. I didn't get the job at the school I wanted to work at. Interviews went FANTASTIC, he expressed interest at the interview, even. And BAM, didn't get it! WTF?!?!?!?!?!

**celsdogg** · 05-30-2006, 03:24 PM

sorry to hear about that. keep fighting with those fuckers tho, your dont deserve the hassle, but you do deserve a whole lotta money and bennies.

**Chris** · 05-30-2006, 03:27 PM

^^^^ you have a penis and the second best candidate didn't.....

ya know..... arson is an option here.

you could always try threatening a lawsuit, that might scare them into action. sketch insurance companies want to save as much money as possible, and if you threaten t make them pay up for legal fees (even in house lawyers in firms like this get paid a case fee for any lawsuits they take), they might get a little hustle in them.

Rooz · 05-30-2006, 10:29 PM

Moved to rant

witeshark · 05-30-2006, 10:36 PM

That is so typical. I guess you need to call them all the time until you get the case # and adjuster. What bastards

**CAPiTUL** · 05-30-2006, 10:41 PM

You know. . . . I didn't even notice there was a rant forum until now. . . . wow.

**c1apton** · 05-30-2006, 10:47 PM

calm down, take a breath. Now call his insurance company & tell them you want all correspondence in writing including rental car deal. Tell them your lawyer is requesting that for documentation purposes. Then MAKE sure you have a copy of the police report. (that crap saying "it may not be accurate" is just bullshit, That's "all the accurate" a court needs-they're just fucking with you) I'd also keep Geico posted on the crap the other clowns' ins. co is telling you - just in case you need to get them involved later.

**CAPiTUL** · 05-31-2006, 12:45 AM

c1apton, you are the accident guru! How did you become so learned in the art of insurance haggle?

**c1apton** · 05-31-2006, 05:26 AM

I deal w/ insurance companies all the time (shipping, freight, transport, health for my crews, etc) and they are ALL experts at collecting premiums and experts at making claims into nightmares. The "nightmares" are intentional steps to prevent having to pay claims that they can weasel out of. Many people settle for less, just to be done with the whole incident. They actually have people who are paid to say "NO" repeatedly to claims. Especially these little "fly by night" f'ing insurance cos.
Remember: Insurance companies make money by not having to pay out. They're like "inverted bookies" -Bookies pay out to winning bets, Insurance Cos pay out on a losing bet.

**CAPiTUL** · 05-31-2006, 12:22 PM

So Clapton, how do I go about getting them to replace the bumper rather than plastic weld it back together (being that it is cracked)? Also, what do you do for a living?

**c1apton** · 05-31-2006, 01:24 PM

I doubt they'll attempt to plastic weld a cracked bumper. They usually replace the bumper cover (that's pretty standard) If they're telling you they will only repair that by plastic welding - I WOULD be on the phone with a lawyer - that's not acceptable or garanteed safe. Also don't be afraid to talk to a lawyer - usually first visit is free and if you win the other guys' insurance WILL HAVE TO PAY. And since he backed into you, "I think you're holding 4 aces vs a pair of twos"
As far as me, I'm an audio engineer -live shows, concerts,etc.. but I am responsible for 13+ audio crews worldwide (w/partners) and all the nightmares that go with it.

**Hoppy** · 05-31-2006, 01:33 PM

Quote:

Originally Posted by chrisdoesntknow

ya know..... arson is an option here.

a man after my heart

**dinan540** · 06-01-2006, 11:14 AM

I have been MIA. What happened?

**celsdogg** · 06-01-2006, 11:24 AM

^^^ here it is:

http://www.unitedbimmer.com/forums/e...hit-today.html

**CAPiTUL** · 06-01-2006, 11:57 PM

^^
Thanks Cels.

Got my rental car today. 05 Chevy Cobalt. It's not a bimmer, but it will do.

That's cool clapton. did you go to school for that or no? how'd you get your break? my brother just got done touring with the legends of doo-wop. he was playing down by you (broward convention center, I believe) and in Europe w/them. Do you have a mastering team, too? or no?

witeshark · 06-02-2006, 10:19 AM

So glad they gave you the rental. It's only right

**celsdogg** · 06-02-2006, 11:04 AM

Quote:

Originally Posted by CAPiTUL

Got my rental car today. 05 Chevy Cobalt. It's not a bimmer, but it will do.

enterprise tried to give me a cobolt. state farm said i was supposed to get a mid sized car. i asked what size the cobolt was after looking at it, and they said something about it was a small size. i said, um no. then they gave me a galant.

i couldnt do a cobolt. so tiny, crank windows, no power locks. and enterprise was trying to pocket some extra cash

**CAPiTUL** · 06-02-2006, 11:38 AM

Today should be a big day. Appraisers are going to look at the car to give an estimate. It will be then that I find out if they appraise using OEM or aftermarket parts. Hopefully everything goes smoothly and works out in my favor. Updates forthcoming.

**celsdogg** · 06-02-2006, 01:48 PM

i think they usually get parts from cars that are in junk yards. they just make sure the parts are servicable.

maybe that was only for me tho, because my bimmer was over 10 years old. . .