Hi guys. Do you bother to get full coverage being that your car is an older model? How do you measure the value and determine the insurance to get?
I have liability of $50,000 per accident with a $1000 deductible but waived colision and comprehensive since there is no lienholder. But I'm thinking I should have paid the additional for protection since the BMW is still an upscale car with above average resale.
I know insurance is such an individual choice but is there a coverage or value ratio to consider?