catalyst, this might sound strange but I have 2 tickets and my insurance didnt go up at all really, and I also had an accident which totalled my old car. And I think I was blamed for it, or took most of the blame, and well my insurance didnt rally climb so I wasn't going to argue.
Could that mean I have an upgraded account, or something?
Whereas, my bro's insurance went up when some prick rear-ended him in his old car at around 50 mph when he was stopped at a red light.