The only thing about using credit/debit cards....well for me....it's soooo easy to use. I end up using it ALL the time. I rarely have dollar bills, it's all about using pastic!
Plus, if you use a credit card enough, you could get air miles for each dollar that you spend (if you sign up for air mileage).
And, before you ask....no I'm not a woman, and definatly NOT gay.