401k 403b savings account interest bearing checking coins-in-a-jar wife on the corner(Hey, I let her keep half)
Most of the people here are young enough to invest, probably quite aggressively, in the stock market. Over the long term stocks will most likely have the best return. How many times have you heard anyone say "I made a killing on my savings account"? Sure there's risk, but that's what the whole risk-reward deal is about.